Tag: "financial responsibility"
Get Your Family on Board with Living Frugally
You can decide to live frugally, but when you add a spouse and children to the picture, things change. Here’s your guide to getting everyone on the same page.
The Number One Tip for Budgeting Success
Don’t give up. You’re likely to fall off track at one time or another; we all do, because not every expense can be pre-planned.
Money Saving Clubs: To Join or Not to Join?
Every company would have us believe that by applying for their credit card, joining their rewards program or becoming a member of their club we will save more than we ever dreamed possible.
Financial Software for Your Computer
Rather than slaving over trying to balance your checkbook, let these programs do it for you by connecting to your accounts and recording when you write checks, when you pay with your credit card, how much money you owe, and more.
How to Green Your Finances
When you think of going green, your finances may not necessarily come to mind. The fact of the matter is that money management is often overlooked as a way to make responsible and sustainable choices that help the planet.
Common Mistakes New Investors Should Avoid
When you finally have some savings building up, you might be excited to start finding ways to make your money work for you, instead of being a slave to the almighty dollar. Unfortunately, this enthusiasm can lead to some costly mistakes if you’re not careful from the start.
Want to Set Up a Finance Budget? Here’s How
Effective budgeting starts with an understanding of how you spend your money, and evaluating your current spending habits. It is never too late to start a finance budget as long as you have a long-term goal in mind, and have a system put in place to track your expenditure and savings.
“Free Money” Frenzy!
If you happen to find or save a little extra cash, what do you do with it? If you’re like me, you sort of see this as “free money.” It’s money you didn’t know you were going to have and weren’t planning on using for any particular thing, so you may think you can just use it freely…
6 Personal Finance Tips from Our Elders
More young Australians see themselves as lifelong renters now than ever before, as their prospect of home ownership dims due to soaring debt. Yet there is an 82.1% home-ownership rate amongst current retirees. So why is there a stark difference in home-ownership rates between generations?
5 Useful Steps to Manage Your Windfall
Have you received an inheritance, lotto money or work bonus recently? Do you feel like splurging the money to your heart’s content on luxurious goods you’d always wanted to have? Wait a minute. Before you do so, think of how you can stretch the money by generating passive income for yourself from your windfall through sound investment methods.
