Tag: "frugal"
Do It Yourself: A Guide to Frugal DIY
Everywhere in the media, people are telling you to save money by doing it yourself. Whatever “it” is, you are expected to become an instant expert.
Frugal Private Health Insurance Comparison
Fitting health insurance premiums into your budget can be tricky, but here is some good news on that front. There are ways to bring down the costs without skimping on your cover, and here are some tips on doing just that.
Meals for Less: Great Food, Great Price
Every time I go through the check out at the grocery, I am amazed at how much money I spend there. It’s crazy and depressing, and sometimes I wonder how I can possibly put together a decent meal without spending a small fortune. No wonder so many people go for cheap, on-the-go foods instead of nice meals at home. But the fact is, with a little planning, you can prepare tasty meals and spend less than you would imagine.
Cutting Down on Medication Expenses for Seniors
Many senior citizens spend thousands of dollars each year on medication to treat chronic ailments like diabetes, rheumatism, hypertension and heart disease. While one cannot avoid seeking treatment for such ailments through medication, paying for prescriptions should not take a toll on the wallet. Creative methods should be adopted in order to cut costs without compromising on the quality of medication. Here’s how:
6 Personal Finance Tips from Our Elders
More young Australians see themselves as lifelong renters now than ever before, as their prospect of home ownership dims due to soaring debt. Yet there is an 82.1% home-ownership rate amongst current retirees. So why is there a stark difference in home-ownership rates between generations?
Spring Getaways on the Cheap
For many families the coming of spring heralds more than better weather: it means a getaway trip. On the other hand, many of us are also feeling the ill effects of the economic downturn. Does that mean you have to forgo your annual travels? The answer, of course, is no. Sure, your trip might be of a smaller scale than what you’re used to, but you can still have a great time. And if the budget is really tight, you can even “get away” without leaving home at all.
Why Should You Retire Abroad?
Retirement is an exciting part of life, contrary to the cartoons and television shows that pretend it’s sheer boredom. Not only are you gaining freedom from the working life, but adventurous types now have an entire world of opportunities opening up that had previously been suppressed by the immobility of everyday life.
If you’re considering making a big move when it comes time to retire but you’re not absolutely sure yet, then check out the following tips. They’ll almost certainly convince you.
Plan that Party: Financially Friendly Fun
Throwing a party can be great fun, but paying for it isn’t so enjoyable. If fear of the cost is keeping you from hosting a gathering for friends, stop worrying and start planning. You can have a great time for not a lot of money, so set the date and send the invitations after you read this advice for holding an inexpensive gathering.
Laundry for Less
It’s the never-ending task… laundry. Seems as soon as I finish a load, there is another waiting to be done. And as soon as I put away all the clothes, more are thrown into the laundry basket to be washed. In addition to taking up time and always needing to be done, doing laundry takes money. If you have kids and do a lot of laundry, the amount you spend keeping clothes, towels, sheets and more clean can easily add up. You may think that there really isn’t much you can do to cut your laundry costs, but actually there are some simple steps you can take that will help you save.
Raid the Kitchen for Your Beauty Needs
Everyone likes to look good, but nobody wants to pay the shockingly high price of fancy treatments and expensive lotions. The next time you run out of face mask, hair treatment or eye cream, take a good look at your pantry or fridge for natural ingredients such as avocado, lemon, eggs or cucumber to make your own beauty products.
