Tag: "personal finance"
How to save for a home deposit: 6 effective ways
Having to save up and set aside the deposit for a new home can be daunting. The escalating costs of house prices and a decrease in supply of housing in already densely populated cities in Australia worsens the prospect of homeownership among many Australians. Saving money for a home deposit takes time, but if you [...]
Get Your Family on Board with Living Frugally
You can decide to live frugally, but when you add a spouse and children to the picture, things change. Here’s your guide to getting everyone on the same page.
The Number One Tip for Budgeting Success
Don’t give up. You’re likely to fall off track at one time or another; we all do, because not every expense can be pre-planned.
Financial Software for Your Computer
Rather than slaving over trying to balance your checkbook, let these programs do it for you by connecting to your accounts and recording when you write checks, when you pay with your credit card, how much money you owe, and more.
Common Mistakes New Investors Should Avoid
When you finally have some savings building up, you might be excited to start finding ways to make your money work for you, instead of being a slave to the almighty dollar. Unfortunately, this enthusiasm can lead to some costly mistakes if you’re not careful from the start.
Want to Set Up a Finance Budget? Here’s How
Effective budgeting starts with an understanding of how you spend your money, and evaluating your current spending habits. It is never too late to start a finance budget as long as you have a long-term goal in mind, and have a system put in place to track your expenditure and savings.
Frugal Living – Proud Member of the Yakezie Challenge!
Frugal Living has accepted the Yakezie Challenge! Alexa is a dynamic website ranking and information company owned by Amazon, which has over 40 million users world wide and implements the Alexa Toolbar, which helps Frugal Living reach many, many more readers internationally. Joining the Yakezie Challenge is something akin to networking at an after-hours event… [...]
6 Personal Finance Tips from Our Elders
More young Australians see themselves as lifelong renters now than ever before, as their prospect of home ownership dims due to soaring debt. Yet there is an 82.1% home-ownership rate amongst current retirees. So why is there a stark difference in home-ownership rates between generations?
Tax Deductions for Freelancers, Part 1
If you work at a traditional job you (hopefully) have a lot of things taken care of for you: private health insurance, your retirement plan, and above all you get taxes taken out of every paycheck. But not everyone has a traditional job…
A Freelancer’s Guide to Money Management
Switching to full-time freelance work is an inviting option for some people who prefer the flexibility of working from home on their own schedule. A successful freelancer has 2 key characteristics – discipline and resilience. Having mentioned that, self-discipline is an important quality an effective freelancer must embrace in two major areas – time and finance management.
