Tag: "savings"
How to save for a home deposit: 6 effective ways
Having to save up and set aside the deposit for a new home can be daunting. The escalating costs of house prices and a decrease in supply of housing in already densely populated cities in Australia worsens the prospect of homeownership among many Australians. Saving money for a home deposit takes time, but if you [...]
Common Mistakes New Investors Should Avoid
When you finally have some savings building up, you might be excited to start finding ways to make your money work for you, instead of being a slave to the almighty dollar. Unfortunately, this enthusiasm can lead to some costly mistakes if you’re not careful from the start.
10 Tax Deductions for Bloggers
Fortunately, there are several tax deductions you can make when the tax man comes around. Just make sure that you save all the necessary receipts and invoices and double check your deductions with your accountant. Here are some of the most obvious tax deductions for bloggers:
Dealing with Divorce: Getting Back on Your Feet Financially
With the divorce rate in Australia around 40 percent, many women find themselves dealing with divorce at some point in their lives. Divorce is difficult on many levels, but financially it can be especially frightening and possibly even devastating. No matter what your situation in life, divorce has a huge impact on a family’s finances.
If you find yourself preparing for (or in the midst of) divorce, educate yourself about the process and do all you can to make sure you land on your feet financially when it’s all over. These tips will help.
How to Retire Early and Make Your Money Last
The best time to start saving for retirement was yesterday, if you get my meaning. The ability of your money to earn interest in the bank or through investments is dependent on time: the more you have, the better off you’ll be.
Frugal is the new Fashion
Modern society suffers from oversupply – we have much more than we need to survive. Still, we aren’t happy. The more we have, the more we want. And this desire isn’t a strive for perfection, it is just plain greed. Unfortunately, I can’t say that the global recession made all of us more responsible towards [...]
The Secret to Huge Savings: Using Coupons
The increase of living standards has led to an increase in earnings for many individuals in many developed countries, including Australia. This increase in wages has resulted in a paradox because people tend to spend more and thereby deplete their savings. This should not always be the case if people are more money-savvy in the [...]
10 Ways to Maintain a Healthy Lifestyle on a Budget
Many people may be disillusioned into thinking that adopting a healthy lifestyle is too difficult and expensive. If you happen to fall under this category, all you need is a change in mind set and a little investment of your time to achieve your healthy lifestyle goal. You don’t have to be a member of [...]
7 Things You Need for a Memorable and Affordable Birthday Party
Planning a birthday party for yourself or a family member can involve a lot of planning and preparation. Having a budget in mind is essential before preparations get underway. Depending on the venue and the number of guests, you can organise a successful birthday party even on a tight budget. The whole intent of throwing [...]
Travelling? Budget Tips to Stretch Your Dollar
With the advent of the World Wide Web, competitive marketing in the travel industry has made travel more affordable than ever before as hotels, resorts, airlines and tour agencies offer attractive prices and special deals to lure potential customers. If your main aim of travelling is to visit a particular country, soak in its culture [...]
